Georgia United Credit Union is seeking a Mortgage Processor to support all mortgage loan processing activities. The role involves collecting and verifying information, preparing documents for underwriting, and communicating loan status to all parties involved.
Responsibilities
- Provides exceptional member service and acts as liaison to request required documentation from applicants and follow up on missing items
- Reviews preliminary documents to determine qualification for portfolio and investor products
- Communicates loan program features and benefits to members
- Provides members with timely and periodic status updates on their loan application
- Orders any necessary information such as appraisal, title, flood certs, verifications, insurance, etc
- Reads, understands, and interprets basic real estate contracts and language
- Coordinates activities with underwriters, attorneys, real estate agents and members
- Reviews information for completeness and accuracy
- Clarifies missing or questionable information
- Follows up with members on outstanding documents
- Ensures that all necessary items are available for underwriting
- Tracks development of information to ensure compliance with underwriting guidelines and resolves conditions of underwriting
- Compiles documents and enters data into mortgage loan origination system for assessment
- Submits loan for final approval
- Assures that all member files are complete and in compliance with regulatory agencies and internal policies and investor guidelines
- Communicates the status of loans to members and prepares any other miscellaneous correspondence and records as required
- Resolves or refers requests and problems promptly and courteously
- Answers member loan questions regarding the process of approval
- Keeps management informed of area activities and of any significant problems
- Stays informed of changes in lending standards, related legal requirements and trends in real estate
- Promotes and establishes strong, positive, and productive working relationships within the organization through commitment to the company’s purpose, mission and core values
Skills
- Provides exceptional member service and acts as liaison to request required documentation from applicants and follow up on missing items
- Reviews preliminary documents to determine qualification for portfolio and investor products
- Communicates loan program features and benefits to members
- Provides members with timely and periodic status updates on their loan application
- Orders any necessary information such as appraisal, title, flood certs, verifications, insurance, etc
- Reads, understands, and interprets basic real estate contracts and language
- Coordinates activities with underwriters, attorneys, real estate agents and members
- Reviews information for completeness and accuracy
- Clarifies missing or questionable information
- Follows up with members on outstanding documents
- Ensures that all necessary items are available for underwriting
- Tracks development of information to ensure compliance with underwriting guidelines and resolves conditions of underwriting
- Compiles documents and enters data into mortgage loan origination system for assessment
- Submits loan for final approval
- Assures that all member files are complete and in compliance with regulatory agencies and internal policies and investor guidelines
- Communicates the status of loans to members and prepares any other miscellaneous correspondence and records as required
- Resolves or refers requests and problems promptly and courteously
- Answers member loan questions regarding the process of approval
- Keeps management informed of area activities and of any significant problems
- Stays informed of changes in lending standards, related legal requirements and trends in real estate
- Promotes and establishes strong, positive, and productive working relationships within the organization through commitment to the company's purpose, mission and core values
Company Overview
Georgia United Credit Union is a banking firm offering auto, mortgage, checking account, and credit card services. It was founded in 1958, and is headquartered in Duluth, Georgia, USA, with a workforce of 201-500 employees. Its website is http://gucu.org.