Note: The job is a remote job and is open to candidates in USA. Array is a financial innovation platform that helps digital brands, financial institutions, and fintechs get compelling consumer products to market faster. As a Compliance Analyst, you will support and enhance the Company’s Compliance Management Program by partnering with business teams and conducting compliance monitoring activities to identify and mitigate regulatory risk.
Responsibilities
- Assist in the execution of Array’s Compliance Management Program and related policies, procedures, and controls
- Conduct compliance reviews of marketing materials, consumer-facing content, disclosures, websites, customer journeys, and communications
- Support compliance reviews of new products, features, client use cases, and third-party relationships
- Perform compliance monitoring and testing activities to assess adherence to regulatory requirements and internal policies
- Assist with consumer complaint investigations, root cause analysis, trend reporting, and remediation efforts
- Support regulatory change management efforts by tracking and evaluating new laws, regulations, and supervisory guidance
- Partner with Product, Marketing, Client Success, Operations, Engineering, Legal, and Information Security teams to identify and mitigate compliance risks
- Assist with client due diligence reviews and ongoing oversight activities
- Maintain compliance documentation, risk assessments, issue logs, corrective action plans, and supporting evidence
- Prepare reports and presentations for management, committees, and internal stakeholders
- Support sponsor bank, credit bureau, and third-party compliance obligations as needed
- Research and analyze applicable laws and regulations including FCRA, FACTA, UDAAP, CAN-SPAM, GLBA, ECOA, Reg E, Reg Z, SCRA, and privacy requirements
- Help drive a culture of compliance by providing practical guidance and support to business partners
- Maintain a habit of using AI tools to think, build, and ship faster—it’s your default, not an afterthought
Skills
- 5+ years of compliance, risk management, audit, legal, financial services, fintech, banking, consumer finance, or related experience
- Working knowledge of consumer protection regulations, including some combination of: Fair Credit Reporting Act (FCRA), UDAAP, CAN-SPAM, GLBA / Privacy, ECOA / Reg B, Reg E, Reg Z, SCRA
- Strong analytical, investigative, and problem-solving skills
- Excellent written and verbal communication skills with the ability to explain regulatory concepts to non-compliance audiences
- Experience reviewing consumer-facing communications, disclosures, marketing materials, or customer journeys
- Strong organizational skills with the ability to manage multiple projects simultaneously
- Comfort working independently in a fast-paced, remote environment
- Proficiency with Google Workspace, Microsoft Office, Jira, Confluence, or similar business tools
- A collaborative mindset and ability to build strong relationships across teams
- A belief that AI is reshaping work, you instinctively use it to accelerate everything you do
- Experience supporting a fintech, sponsor bank program, Consumer Reporting Agency (CRA), reseller, or financial institution
- Experience with compliance monitoring, testing, audits, or risk assessments
- Familiarity with CFPB expectations and Compliance Management Systems (CMS)
- CRCM, CCEP, CAMS, CFCS, or similar certification (or pursuit of certification)
- Experience working with credit reporting, identity, privacy, or embedded finance products
Benefits
- Full medical, dental, and vision, premiums covered at 100% for full-time employees and 70% for dependents
- Unlimited PTO and sick leave + 14 company holidays to encourage a healthy work-life blend
- 100% 401k match up to 4% with immediate vesting
- Generous and competitive parental leave for all parents
- $1,000 desk setup subsidy to set-up your unique remote office
- $100/month to subsidize wifi/cell phone expenses
- Summer Fridays (half-day Fridays) typically from late May to the end of August
- Commuter benefits for those who choose to go into our New York City or San Francisco office spaces
Company Overview