Note: The job is a remote job and is open to candidates in USA. Brigit is a holistic financial health company focused on helping everyday Americans achieve better financial futures. They are seeking a Lead Data Analyst for their Payments Platform to analyze transaction costs and success rates, optimize payment processes, and collaborate with cross-functional teams to enhance financial products.
Responsibilities
- Analyze the tradeoff between transaction costs and success rates across ACH and card rails, and develop recommendations to improve both
- Investigate payment failure patterns by institution, response code, and payment method — forming hypotheses, validating them in data, and driving remediations with Engineering, Product and Operations
- Evaluate payment routing and collection strategies and size the impact of new configurations or vendor capabilities
- Assess retry logic for cost and member experience implications and recommend smarter approaches
- Build and refine alerting to detect payment anomalies quickly — unusual return rate spikes, processing failures, or unexpected changes in transaction behavior
- Collaborate with Data Science to support the deployment and ongoing evaluation of predictive models that inform collection timing and payment decisions
- Build monitoring dashboards to track model performance post-launch and surface when adjustments are needed
- Translate model outputs into business-legible insights for stakeholders across product, finance, and leadership
Skills
- 7+ years of experience in payments analytics, payment operations, or a closely related role in fintech, banking, or financial services
- Advanced SQL — you write complex queries from scratch and are comfortable maintaining data models
- Strong working knowledge of ACH, card networks, and payment processing mechanics — including return codes, retry logic, and settlement timing
- Experience partnering with or supporting Data Science teams — you can evaluate model outputs, understand their limitations, and translate them into business decisions
- Sharp investigative instincts — you can spot an anomaly in payment data, form a hypothesis, and see it through to resolution
- Comfortable in a fast-paced, cross-functional environment where ownership is expected and priorities evolve
- Familiarity with NACHA return rate requirements, AML, or other fintech compliance standards is a plus
Benefits
- Medical, dental, and vision insurance
- Flexible PTO Policy
- 401k plan
- Paid Parental Leave
- Physical and mental wellbeing benefits including Wellhub for access to virtual workouts and discounted gym memberships, and Headspace for covered virtual therapy sessions and unlimited on demand health support
- Monthly reimbursements to use against wifi and cell phone bills
- Annual reimbursement for Learning & Development
Company Overview
Brigit develops a financial platform that offers tools for cash advances, credit building, and financial management. It is a sub-organization of Upbound Group. It was founded in 2017, and is headquartered in New York, New York, USA, with a workforce of 51-200 employees. Its website is https://hellobrigit.com.