Note: The job is a remote job and is open to candidates in USA. Upstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. The Software Engineer on the Distribution Platform team will develop innovative marketing solutions and work closely with cross-functional teams to create a scalable marketing platform that effectively engages users.
Responsibilities
- Work with cross functional partners including product managers, designers, machine learning engineers, analytics, and marketing managers to design and deliver high-quality products to be served across various marketing channels
- Design and build technology for serving marketing content to users in a scalable and efficient manner
- Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base
Skills
- Bachelor's degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 3 years of experience
- Strong proficiency in one or more programming languages such as Ruby, Java, Kotlin, Python, or Javascript
- Experience building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP)
- Experience leading small to medium sized projects over multiple months and/or multiple engineers
- Excellent written and verbal communication skills with the ability to work in a distributed team
- Experience working on systems that integrate with 3rd parties and/or ingest, store, expose large amounts of data
- Experience with SQL, data warehouses, or other database technologies
- Professional experience with digital advertising platforms like Google Ads or Meta Ads
- Professional experience working with Ruby on Rails and/or Kotlin
- Experience or interest in working with React, typescript, or front end technologies
- Experience working with marketing technology or growth engineering
Benefits
- Target bonuses
- Equity compensation
- Generous benefits packages (including medical, dental, vision, and 401k)
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company Overview
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