[Remote] Disclosure Specialist

Note: The job is a remote job and is open to candidates in USA. AnnieMac Home Mortgage is looking to hire a Full Time Disclosure Specialist to be responsible for the entering of Initial and re-disclosure of Loan Estimate (LE) and Closing Disclosures (CD) that are compliant with RESPA-TILA/TRID. The role involves data entry for new loans, communication with customers, and ensuring compliance with federal and state laws throughout the loan process.

Responsibilities

• Enter all data on new loans as received into the computer system as needed for initial submission through the appropriate Mortgage Loan Originators
• Print and mail initial application disclosures to customers, as required, for new loans
• Review Change of Circumstance and Re-disclose as applicable to Federal and State laws throughout the loan process including, but not limited to, rate locks, extensions, approvals, commitments and APR changes
• Register loans and obtain FHA and VA I.D. numbers as applicable
• Order credit report and private mortgage insurance from Company approved service providers as required by the loan approval
• Order Compliance and Fraud reports as needed
• Contact borrowers for any outstanding conditions as requested by the Underwriter or Processor
• Complete income calculation worksheets
• Enter all required data into the computer system which is needed to obtain complete and accurate initial Closing Disclosures or Re-disclosures of CD
• Review Homeowners Insurance policies for sufficient coverage and information
• Review Tax Certificates to determine if taxes are paid or if they need to be collected at closing
• Stay up-to-date with all regulatory RESPA-TILA/TRID changes and ensure all disclosures are in compliance
• Calculate closing figures
• Print and mail initial and/or revised closing disclosures to customer as required
• Maintain all queues to Companys Service Level Agreement (SLA)
• Complete all Company mandatory trainings within the required timelines

Skills

• High school diploma or equivalent
• Experience directly or indirectly related to the Mortgage Industry
• Excellent communication skills
• Mortgage experience preferred

Benefits

• Medical, dental and vision plans
• Voluntary benefits
• 401K

Company Overview