[Remote] Stop Loss Underwriter - Remote
Posted 2026-05-06
Remote, USA
Full-time
Immediate Start
Note: The job is a remote job and is open to candidates in USA. Symetra is a national financial services company dedicated to helping people achieve their financial goals. They are seeking a Stop Loss Underwriter responsible for risk-based underwriting of new and existing accounts, focusing on achieving profit, persistency, and growth goals through financial analysis.
Responsibilities
- Determine level of risk based on established guidelines
- Analyze information on past claim history and other standard criteria
- Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns
- Develop and determine appropriate aggregate factors
- Release final rates and factors
- Accountable for profitability and all risk-based decisions
- Block Management: Manage Performance of New and/or Existing Accounts for assigned territories in the following areas:
- Target final effective renewal rate increases
- Close ratio
- Case premium persistency
- Billed to manual ratio
- Quote turnaround time
- Provide competitive feedback on rates/factors and products to management
- Recommend improvements in underwriting and marketing strategies
- Participate in underwriting projects and cross training initiatives
- Daily interaction with agents, field staff, marketing reps and other underwriters to maintain consistency and support department workflow
- Build and maintain excellent client, rep, TPA and internal personnel relations
Skills
- High School Diploma Required
- 1-2 years of Stop Loss risk based underwriting experience required
- Sound Knowledge of Stop Loss products/pricing
- Solid knowledge of the underwriting field and understanding of Employee Benefit Plans
- Strong analytical and technical skills
- Strong decision-making skills
- Effective interpersonal and negotiation skills
- Service and sales oriented
- Excellent written and verbal communication skills
- Strong teamwork orientation
- Presentation skills
- Solid understanding of Microsoft Office Products
- Bachelor's Degree or equivalent combination of education and work experience highly preferred
- Working towards HIA, MHP, or CEBS designation a plus
Benefits
- Flexible full-time or hybrid telecommuting arrangements
- Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
- Paid time away including vacation and sick time, flex days and ten paid holidays
- Give back to your community and double your impact through our company matching
Company Overview