Wise is a global technology company focused on making money movement easier and more affordable. They are seeking a Financial Crime Specialist (SAR Reporting) to help protect customers by detecting and reporting suspicious activities, while contributing to compliance with AML regulations.
Responsibilities
- Review and analyse customer accounts and transaction patterns to identify unusual or suspicious activity, and to detect potential red flags related to money laundering, fraud, or other financial crimes
- Efficiently draft and submit financial crime investigation reports to FinCEN
- Ensure that all necessary details are accurately documented and the reports are detailed to meet the compliance requirements
- Ensure reports are thoroughly documented and adhere to applicable regulatory guidelines
- Maintain knowledge of applicable anti-money laundering laws & regulations, including the BSA, The Patriot Act, U.S. Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements
- Work closely with other operational compliance departments to ensure that suspicious activities are properly investigated, documented and escalated
- Stay up-to-date on financial crime regulations, FinCEN advisories and other best practices, and the reporting requirements
- Have a good understanding of different country risks, and typologies across the region
- Safeguard sensitive information, ensuring all reports and documentation are handled with the highest level of confidentiality and integrity
- Coordinate responses and requests pursuant to Section 314 of the USA PATRIOT Act
- Participate in training and upskilling sessions and remain knowledgeable about emerging trends and tools in financial crime detection
- Develop and maintain productive and professional working relationships across teams, contributing to a positive and collaborative team environment
- Contribute to a forward-thinking environment by actively evaluating and providing critical feedback and human oversight for AI-driven tools
Skills
- You must be able to communicate clearly and professionally in verbal and writing, in English
- Previous experience in a financial crime-related field (AML, fraud, high risk customer reviews) is a must
- Ability to handle routine tasks with high accuracy and maintain consistency in work product, even under pressure
- Ability to analyze financial transactions, identify patterns, and make informed and well reasoned decisions based on different risk indicators
- Demonstrate inquisitive mindset and meticulous attention to detail
- A strong process-oriented and efficiency-driven mindset
- Strong written and verbal communication skills, particularly for writing reports
- Ability to effectively adapt to procedural changes in a fast paced environment
- Ability to work effectively under tight deadlines and manage multiple priorities with precision and accuracy
- A strong understanding of the importance of confidentiality and the ethical considerations in financial crime investigations
- Bachelor's degree in Finance, Business Administration, Law, Criminal Justice, or a related field
- Experience in financial services, compliance, or a related field, with a focus on FinCrime investigations
- Relevant certifications such as CAMS, CFCS, ICA, or equivalent
- Experience working in a global financial institution or fintech company
- Knowledge of SQL or other data analysis tools
Company Overview
Wise is a global technology company, building the best way to move money around the world. It was founded in 2011, and is headquartered in London, GB, with a workforce of 5001-10000 employees. Its website is https://wi.se/f4m4ed.