Note: The job is a remote job and is open to candidates in USA. AnnieMac Home Mortgage is looking to hire a Full Time Disclosure Specialist to be responsible for the entering of Initial and re-disclosure of Loan Estimate (LE) and Closing Disclosures (CD) that are compliant with RESPA-TILA/TRID. The role involves data entry for new loans, communication with customers, and ensuring compliance with federal and state laws throughout the loan process.
Responsibilities
- Enter all data on new loans as received into the computer system as needed for initial submission through the appropriate Mortgage Loan Originators
- Print and mail initial application disclosures to customers, as required, for new loans
- Review Change of Circumstance and Re-disclose as applicable to Federal and State laws throughout the loan process including, but not limited to, rate locks, extensions, approvals, commitments and APR changes
- Register loans and obtain FHA and VA I.D. numbers as applicable
- Order credit report and private mortgage insurance from Company approved service providers as required by the loan approval
- Order Compliance and Fraud reports as needed
- Contact borrowers for any outstanding conditions as requested by the Underwriter or Processor
- Complete income calculation worksheets
- Enter all required data into the computer system which is needed to obtain complete and accurate initial Closing Disclosures or Re-disclosures of CD
- Review Homeowners Insurance policies for sufficient coverage and information
- Review Tax Certificates to determine if taxes are paid or if they need to be collected at closing
- Stay up-to-date with all regulatory RESPA-TILA/TRID changes and ensure all disclosures are in compliance
- Calculate closing figures
- Print and mail initial and/or revised closing disclosures to customer as required
- Maintain all queues to Companys Service Level Agreement (SLA)
- Complete all Company mandatory trainings within the required timelines
Skills
- High school diploma or equivalent
- Experience directly or indirectly related to the Mortgage Industry
- Excellent communication skills
- Mortgage experience preferred
Benefits
- Medical, dental and vision plans
- Voluntary benefits
- 401K
Company Overview
AnnieMac Home mortgage provide loan products to consumer for purchasing a new home or for refinancing current home. It was founded in 2011, and is headquartered in Mount Laurel, New Jersey, USA, with a workforce of 1001-5000 employees. Its website is http://www.annie-mac.com.