Credit Portfolio Management, Analyst/Associate

SMBC Group is a top-tier global financial group offering diverse financial services. They are hiring an Analyst or Associate within Credit Portfolio Management, responsible for supporting the portfolio management function for mid-market and large cap borrowers, contributing to credit monitoring activities, and interacting with senior management and Private Equity Sponsors.

Responsibilities

• Assist in Underwriting increases to total facility, M&A transactions, dividends, refinancing and re-pricing transactions that arise from existing portfolio
• Prepare credit applications and amendments
• Prepare credit analysis for quarterly and annual reviews
• Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio
• Prepare financial projection models including Base Case and development of Downside Case scenario
• Review of projections and budget achievement
• Utilize various IT systems including customer setup, compliance and portfolio management systems

Skills

• Minimum of 1 year of credit and lending background preferred
• Good accounting and financial analysis skills
• Experience in review and interpretation of historical and projected statements
• Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants
• Exposure to bank regulatory policies and reviews
• Knowledge of bank grading systems
• Strong communication skills and team orientation

Benefits

• Annual discretionary incentive award
• A competitive portfolio of benefits

Company Overview

Company H1B Sponsorship